Some high-priority talking points should include the following: You can use The Knot to come up with an initial wedding budget and keep wedding-related expenses in one dedicated spot. With that in mind, it's designed to track wedding expenses exclusively and won't work for your everyday budgeting needs.
Our budget planner app for couples includes an estimate column followed by a column to track how much you actually paid.There's space to budget for and track pretty much every aspect of your special day. The Knot's all-in-one wedding planning app includes a helpful budgeter tool that makes tracking wedding expenses quick and easy.
It could get tricky if you want to manage your finances on the go or if you each have individual accounts you want to manage separately. If you usually sit down and run through your budget together, this shouldn't be a problem. Quicken Simplifi has great tools for tracking your finances, but it isn't the most user-friendly budget-tracking app for couples because you have to share a login.The app is connected to over 14,000 financial institutions. Add your bank accounts, loans, credit cards and investments for seamless integration of all your finances. Setting up your financial plan on Simplifi is similar to other budgeting apps.Engaging visuals make progress easy to measure.You have the option to include bigger goals in your monthly budget too, so consistently building your savings pot is effortless.It calculates exactly how much you need to save each month (which you can adjust at any time and the app will update your timeline accordingly). Start by entering your goal and the app will guide you through the process from there.The app's primary focus is budgeting, so it's more suitable for tracking your everyday spending and saving as opposed to general wealth- or credit-building.After that, it's $15 a month or $99 for the year if you pay in one sum. YNAB is a little pricier than other budgeting apps, though you can sign up for a free 34-day trial to get a feel for the platform before making any commitments.Graphs and charts paint a clear picture of your progress so you can make adjustments as necessary.Your linked accounts will automatically sync for real-time updates (another feature that's super-helpful for daily tracking) and secure data encryption keeps your sensitive information safe.Whatever you choose, the goal is to help you and your partner manage your money together while maintaining financial independence. You Need a Budget lets couples budget with shared accounts, separate accounts or a combination of both.You can even integrate your YNAB account with Amazon Alexa devices, so checking up on your daily expenses is a breeze. It's easy to access anytime, anywhere on your iOS or Android device, including Apple Watches and iPads."It takes the manual work out of tracking your spending and tells you how much you spend in each budget category throughout the month," she says. The app is particularly effective for tracking everyday expenses. In fact, it's one of the finance tools recommended by budgeting expert Raya Reaves. You Need a Budget (or YNAB) is also a good budget app for couples. Because Honeydue is completely free to use, there are ads on the app, which can take away from having a totally streamlined budget-tracking system.Honeydue also allows you to set reminders to pay bills so you can keep your credit in check and avoid late-payment penalties.Have separate accounts you want to manage on your own? You can easily toggle between an overview of your individual finances or joint finances, making the shared budget app an all-in-one finance tracker for separate and shared accounts.Accounts all appear in one convenient place, giving you a snapshot of your joint finances.The app supports over 20,000 financial institutions across five different countries, so chances are you'll be able to add and track all of your accounts.You and your other half can each add the bank accounts, credit cards, investments and loans that you want to share with the other.Honeydue is designed specifically for couples, so features have been carefully thought out to support partners in managing their money together.